"Sofortüberweisung" is a direct debit procedure where you select your bank after completing your order and log in there with your data to make the payment. The debit is automatically made a few days later from your bank account.The procedure is a "pseudo" pre-payment system, so to speak, because the merchant does not receive the payment, but the payment confirmation immediately.
GiroPay stands for various online payment procedures of the German banking industry (DK). Banks and savings banks in Germany use GiroPay to offer their customers fast transfers for e-commerce payments via online banking.
The eps-online transfer (Electronic Payment Standard) is an online payment procedure developed by many Austrian banks for purchases on the Internet as well as for the payment of fees and charges to authorities and public institutions in Austria.